POS plans are underwritten by QCA Health Plan, Inc.
A Point of Service (POS) plan is one in which you pay less if you use doctors, hospitals, and other health care providers in the plan's network. Out-of-network coverage is available, but benefits are paid at a lower rate.
- Members may choose any doctor, whether in-network or out-of-network.
- No referral needed to see a specialist in the network.
- Emergency coverage when traveling outside the state.