small business people

Spend less on health insurance.
And get more out of life.

Our Level Funding group product is a self-funded option for employers with 10-100 employees. Level Funding works differently than traditional self funded plans. Features include:

  • Savings of up to 20% for some groups
  • Opportunity for refund credit at end of plan year
  • Predictable monthly payments
  • A selection of plans to choose from
  • Stop-loss reinsurance
  • Professional service for claims and payments
  • Broad, statewide provider network

Review Plan Options

Big Savings Aren't Just for Big Companies

Level funding plans offer relief for employers with 10 or more healthy plan participants.

How it Works

You pay a monthly fee, which is made up of:

  • A maximum claims amount, based on the health of your employees
  • An administration fee that covers the cost of claims payment, care management and broker commission
  • A stop loss premium covering the cost of insurance on higher-than-expected claims

If you renew your policy at the end of the plan year, and your claims were less than what you funded, you are refunded 50% of the difference. If your paid claims were higher than what was funded, you owe nothing more.

 

Benefits administered QualChoice Health Plan Services, Inc.
Stop-loss underwritten by QualChoice Life and Health Insurance Company

Want to know more about group plans?

Let QualChoice take care of you and your employees or clients with our wide range of health plans and services.

Request a quote or information

Or call a Regional Sales Manager:

Sales and Service Team Contacts