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Choosing a health insurance plan can be confusing, and one size doesn’t fit all. We offer a range of well-priced plans with different amounts of coverage. And we make it easy to find the plan that fits your needs.

  • Choices for every Arkansan
  • Great customer service
  • Easy-to-find healthcare services
  • 24-hour access

 

 

When Can I Apply for Coverage?

With a Qualifying Event

Apply any time with a qualifying event (marriage, the birth of a baby or some other life change). 

View Qualifying Events

During Open Enrollment

No qualifying event? Apply during annual Open Enrollment.

2017 Open Enrollment Dates:
November 1 - December 15, 2017

Any Time for Short-term Coverage

Apply for QuicChoice Short-term coverage at any time.

Apply for QuicChoice

Choose the Plan That’s Right for You

Classic Plans

In-and out-of-network coverage with predictable costs and copayments
  • Low-cost protection for peace of mind
  • Much like an employer-provided plan
  • Predictable coverage, with co-payments on the most common services
  • Deductible and coinsurance on less often-used services
  • Coverage for in-network or out-of-network services

Basic Plans

In-network coverage with predictable costs and copayments.
  • Low-cost protection for peace of mind
  • Much like an employer-provided plan
  • Predictable coverage, with co-payments on the most common services
  • Deductible and coinsurance
  • In-network coverage only

Classic Saver Plans

In- and out-of-network coverage for the budget-minded.
  • Lower monthly premium with higher shared costs (deductible and coinsurance)
  • Can be used with a Health Savings Account
  • Except for preventive care, must meet deductible before benefits are paid
  • Coverage for in-network or out-of-network service

Basic Saver Plans

In-network coverage for the budget-minded.
  • Lower monthly premium with higher shared costs (deductible & coinsurance)
  • Can be used with a Health Savings Account
  • Except for preventive care, must meet deductible before benefits are paid
  • In-network coverage only

Catastrophic Coverage

Coverage for unexpected illness and injury.
  • For people age 18–29 or who qualify for a hardship exemption*
  • Low premium/high deductible, for young, healthy people
  • 3 primary care physician (PCP) visits before deductible or coinsurance applies
  • Except for preventive care, must meet deductible before benefits are paid

Marketplace Plans